Last updated: October 28, 2026
By accessing or using climbwithridgewell.com (the "Site"), you agree to be bound by these Terms of Use. If you do not agree to these terms, do not use the Site. These terms apply to all visitors, users, and anyone who accesses or uses the Site.
Agents who join Ridgewell are independent contractors, not employees. Agents are paid by commission only and are responsible for their own business expenses, which may include licensing, technology, and marketing costs. Joining Ridgewell does not guarantee any number of leads, appointments, clients, or sales, and is subject to licensing, carrier contracting, and appointment approval.
Statements on this Site that a single client can mean $10,000 or more in first-year income describe what one Mortgage Accelerator Program client can generate based on typical first-year compensation for that type of case. They are not a statement of typical or average earnings for Ridgewell agents, and they are not a promise or guarantee of income. Many agents earn less. Results depend on licensing, effort, skill, experience, marketing, market conditions, and client eligibility. Comparisons to other types of insurance sales are illustrations only.
This Site is operated by Ridgewell Insurance ("Ridgewell," "we," "us," or "our"). The Site is intended to provide information about independent agent opportunities with Ridgewell Insurance. Nothing on this Site constitutes an offer of a contract or appointment or a guarantee of income. Income examples on this Site describe what a single client can generate and are not representative of typical results.
Submitting an application or inquiry through this Site does not guarantee an offer of a contract or appointment, or any business relationship with Ridgewell Insurance. All applicants are subject to a qualification and review process. Ridgewell reserves the right to decline any applicant for any lawful reason.
Any income examples presented on this Site describe what a single client can generate. They are provided for illustrative purposes only and are not a promise or guarantee of earnings. Individual results vary based on licensing, effort, experience, marketing, and market conditions. Ridgewell agents are independent contractors paid by commission and are responsible for their own business expenses. There is no salary or minimum income. Mortgage Accelerator Program payoff timelines are illustrations for qualifying households and are not guaranteed. Any lending is provided by third-party lenders.
All content on this Site, including but not limited to text, graphics, logos, images, and the overall design, is the property of Ridgewell Insurance or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this Site without express written permission from Ridgewell Insurance.
You agree to use this Site only for lawful purposes and in a manner that does not infringe the rights of others. You may not use the Site to transmit any unsolicited communications, attempt to gain unauthorized access to any portion of the Site, or interfere with the proper operation of the Site. Ridgewell reserves the right to terminate access for anyone who violates these terms.
When you submit an inquiry or application through this Site, you agree that Ridgewell Insurance may contact you by phone, email, or text using the information you provide. You may opt out of communications at any time by replying to any email with "unsubscribe" or by contacting us directly at aaron@ridgewellinsurance.com. We do not sell your personal information to third parties.
This Site and its content are provided on an "as is" and "as available" basis without any warranties of any kind, either express or implied. Ridgewell Insurance does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components. We make no representations about the accuracy or completeness of any information on the Site.
To the fullest extent permitted by law, Ridgewell Insurance and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Site, even if Ridgewell has been advised of the possibility of such damages. Our total liability to you for any claim arising from use of the Site shall not exceed one hundred dollars ($100).
These Terms of Use shall be governed by and construed in accordance with the laws of the State of Utah, without regard to its conflict of law provisions. Any disputes arising under these terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Salt Lake County, Utah.
Ridgewell Insurance reserves the right to update or modify these Terms of Use at any time without prior notice. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after any changes constitutes your acceptance of the new terms. We encourage you to review these terms periodically.
If you have any questions about these Terms of Use, please contact us at:
Ridgewell Insurance
aaron@ridgewellinsurance.com
(385) 406-3825
Monday to Friday, 9am to 5pm Mountain